Hospital Cash Insurance

Hospital Cash Insurance

Hospital cash insurance of UIC pay the allowance in case of inpatient hospitalization for treatment or surgery due to accident or/and illness. In the event of death during the treatment due to an accidental injury in a hospital, UIC will pay a one-time benefit payment.

Product features:

Simple coverage with easy to understand benefits.

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Easy to buy, easy to receive payment.

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Appropriate insurance premium.

Benefits:

Benefits Sum Insured
Daily hospital fee allowance

Beneficiaries will be given the Benefit Amount for each inpatient day in case of inpatient treatment 2 days or more. The daily benefit amount is based on the effective Plan at the first date of Hospitalization. The number of days for benefit payment is counted from the second Day of Hospitalization onward, excluding the First Day of Hospitalization, till the date of the Last Hospitalization. The maximum total number of days to pay insurance benefits is determined according to the insurance period:

For insurance contracts with an insurance term of 1 month: be paid up to 5 days

For insurance contracts with an insurance term of 3 months: be paid up to 15 days

For insurance contracts with an insurance term of 6 months: be paid up to 30 days

For insurance contracts with a 1-year insurance term: up to 60 days

From 50,000 VNĐ up to 5,000,000 VNĐ per day

The maximum total number of days to pay insurance benefits is determined according to the insurance period.

For insurance contracts with an insurance term of 1 month: be paid up to 5 days

For insurance contracts with an insurance term of 3 months: be paid up to 15 days

For insurance contracts with an insurance term of 6 months: be paid up to 30 days

For insurance contracts with a 1-year insurance term: up to 60 days

Surgery allowance:

The Beneficiary will be given a single lump sum of the Surgical Allowance Amount under the effective Plan at the first date of Hospitalization if the Insured Person receives inpatient surgical treatment. Inpatient Surgery for Accidental Causes must be operated within thirty (30) days since the date Accident resulting in Injury.

 

From 1,000,000 VNĐ up to 1,000,000,000 VNĐ per POI

 

Death while in hospital for treatment of injury due to accident

The beneficiary will be entitled to the Death Benefit Insurance Amount if the insured person dies during the hospital stay for treatment of injury or dies within 07 days from the date of discharge from the hospital due to an accident caused by accident. Accidental death must occur within thirty (30) days from the date of the accident resulting in injury. The sum insured for this benefit does not change for the short-term coverage.

From 5,000,000 VNĐ up to 5,000,000,000 VNĐ per POI
Death while in hospital for treatment of injury due to illness

The beneficiary will be entitled to the Death Benefit Insurance Amount if the Insured Person dies during the hospital stay for treatment of Injury, or dies within 07 days from the date of discharge from the hospital due to an illness caused by an illness occurring during the period of insurance and not otherwise excluded under the insurable principles. The sum insured for this benefit does not change for the short-term coverage.

 

From 5,000,000 VNĐ up to 5,000,000,000 VNĐ per POI

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