Protect your property and business
Businesses are vulnerable to physical damage from various sources, any of which can result in costly interruptions to operations and profit losses.
UIC offers property insurance that provides financial protection for your business against such risks. We insure all typical physical business assets – from stock to buildings to furniture and fixtures to fitting, plants, and all other contents. We also offer an insurance solution to help protect your physical business assets and give you peace of mind should the unexpected happen. This coverage can also be extended to cover the loss of profits to help your business survive through such times of uncertainty.
Insurance Coverage: Fire and special perils insurance provides protection against losses from fire, explosions and allied perils such as Acts of God, collision… which are named in the Policy. The policy can cover building, plant and machinery, and stocks. This policy features optional additional cover for different budgets, enabling any SME to mitigate the risk exposures that could threaten their companies. Main Exclusions: * Riot, Strikers, Locked-out workers unless Peril “D” is selected Please refer to the Wordings of this product here: Standard Wording_F&SP For the Tariff, it will be calculated based on the current regulations and the agreement among parties. | ![]() |
Insurance Coverage:Property All Risks Insurance provides cover against all risks that aren’t specifically excluded in the policy. Consequently, it is a far broader coverage than our Fire and Special Perils Insurance policy, providing even greater protection to your business in the unfortunate event of a physical loss due to events such as a fire or a natural catastrophe. This policy also offers protection for your business assets and business interruption when selected. Main Exclusions * Damage caused by incorrect design, defects in materials or poor workmanship, hidden defects Please refer to Wordings of this product hereby: UIC – PAR Standard wordings For the Tariff, it will be calculated based on the current regulations and the agreement among parties. Please contact UIC’s hotline for more details. | ![]() |
Insurance Coverage Business interruption insurance helps protect against lost income after a covered peril affects a business. Covered perils typically include theft, fire, wind, falling objects or lightning. Business interruption insurance is not sold as a separate policy but is either added to a property/casualty policy or included in a comprehensive package policy as an add-on or rider. Main Exclusions: * Losses due to faulty or defective design materials or workmanship inherent vice latent defect Please refer to the Wordings of this product hereby: UIC – BI – Standard Wording For the Tariff, it will be calculated based on the current regulations and the agreement among parties. Please contact UIC’s hotline for more details. | ![]() |
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