Travel Insurance – TravelJoy

Travel Insurance - TravelJoy

If you are planning to go abroad to explore beautiful destinations, visit relatives or go on a business trip, careful preparation for the trip is always important. In order to bring great and complete experience to customers, UIC provides TravelJoy – travel insurance that protects you and your family comprehensively with 21 benefits, along with quality service from Japan and global support network, TravelJoy is ready to assist you in emergency situation.

With TravelJoy Travel Insurance, you will enjoy a complete trip with peace of mind!

Why should you choose us ?

Comprehensive protection with 21 benefits

including accident, illness, baggage delay, flight cancellation...

The global emergency support network operates 24/7

Benefits:

USD

NoBenefitLimit of Liability under each TRAVEL ‘Insurance Program’
Personal Cover Elite Deluxe Standard Basic (*)
1Personal Accident
Covers you for Accidental Death & Permanent Disablement
Per Insured Person up to 65
Per Insured Person above 65
Per Insured Child
 100.000
50.000
35.000
 50.000
25.000
17.500
 30.000
15.000
10.000
 10.000
5.000
5.000
22.1 Hospitalisation Medical Expenses Incurred Overseas
Covers hospitalisation medical expenses incurred overseas arising from accident or sickness, emergency dental expenses arising from accident and accidental miscarriage
Per Insured Person up to 65 years
Per Insured Person above 65 years
 100.000
50.000
 50.000
25.000
 30.000
15.000
 10.000
5.000
2.2 Outpation Medical Expenses Incurred Overseas
Covers outpatient medical expenses incurred overseas arising from accident or sickness, emergency dental expenses arising from accident and accidental miscarriage
Per Insured Person up to 65 years
Per Insured Person above 65 years
include in 2.1
50.000
25.000
 include in 2.1
25.000
12.500
 include in 2.1
15.000
7.500
 include in 2.1
4.000
2.000
33.1 Hospitalisation Medical expenses Inccured upon Return to Vietnam
Follow up treatment within 31 days from return date. Covers hospitalisation expenses only and included in “2.1”
Per Insured Person up to 65 years
Per Insured Person above 65 years
 50.000
25.000
 30.000
15.000
 20.000
10.000
 4.000
2.000
3.2 Outpatient Medical expenses Inccured upon Return to Vietnam
Follow up treatment within 31 days from return date. Covers outpatient treatment expenses only and included in “3.1”
Per Insured Person up to 65 years
Per Insured Person above 65 years
 5.000
2.500
 3.500
1.750
 2.500
1.250
 1.000
500
4Emergency Medical Evacuation & Repatriation (including mortal remains) Back to Vietnam
Per Insured Person up to 65 years
Per Insured Person above 65 years

Full Indemnity
30.000

 Full Indemnity
20.000
 Full Indemnity
10.000
 Nil
5Overseas hospital allowance
For each complete day you are hospitalised overseas
 50/day. max. 1.000  50/day. max. 750  50/day. max. 500 Nil
6Hospital Allowance for Hospitalisation in Vietnam
For each complete day you are hospitalised in Vietnam
 10/day. max. 200 5/day max. 100 5/day max. 100 Nil
7Guardian Angel For Return of Dependent Children
Pays for next-of-skin to accompany your unattended child(ren) home in event of your hospitalisation overseas
5,0003,0002,000 Nil
8Compassionate Visit by a Relative
-Due to your injury, sickness, or diseases lead to hospitalisation of 5 days or more
-In the event of your death
5.000
1.000
3.000
1.000
2.000
1.000
 Nil
Inconvenience/Liability Covers
9Loss or Damage to Baggage & Personal Effects
Limits applicable are
-2,000,000  any one article or pair or set of articles
-10,000,000  for any one article for video equipment, tablet device, camera and laptop computer
-10,000,000  in aggregate for jewellery
-20,000,000 in aggregate for electronic items or equipment
-20,000,000 in aggregate per suitcase/bag
                       2,000                           1,000                       1,000                           200
10Travel Document & Money
Including 500 for loss of money resulting from Theft and up to 500 for fraudulent use of credit card overseas
                       1,000                           1,000                       1,000 Nil
11Trip Cancellation
Covers trip cancellation arising from the Insured events within 60 days from departure date.
                       5,000                           3,000 Nil Nil
12Trip Curtailment Including Disruption
Covers loss of non-utilised portion of prepaid travel costs & expenses for:
-Trip curtailment after departure arising from Insured events resulting in your return to Vietnam
-Trip disruption whilst in overseas due to your hospitalisation overseas hor more than 24 hours
                       5,000                           3,000 Nil Nil
13Personal Liability                   100,000                         50,000                     30,000 Nil
Cash Benefit (Maximum limit is applicable to per insured person)
14Baggage Delay 150 for first full 6 hours & 100 per 4 hours thereafter. maximum  500Nil
15Travel Delay 100 for first full 6 hours &75 per 4 hours thereafter. maximum 500
16Delay due to Hijack 200 for first 6 hours & 150 per 4 hours thereafter. maximum 1,000
17Travel Misconnection Exceeding 6 hours                                                                                                        200
18Kidnap Benefit                                                                                               3,000.00
Bonus Cover
19Full Terrorism Cover
Applicable for all above benefits up to maximum VND 500,000
50,00025,00015,0005,000
20Leisure Underwater Activities up to maximum VND  10.000.000.00050,00025,00015,0005,000
21Resconstructive Surgery Due to Burns
Cover skin transplantation due to accidental burns
7,5005,0003,000500

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